Life is the most precious entity to cover, it’s invaluable..
Insurance does best closest, to secure your loved ones ceaselessly after your demise.
This option gives a lump-sum amount of Sum Assured at the time of Death of the insured person.
This is a pure term plan covers you all through your life. Term of this plan is equal to span of your life.
This option gives the premium back in case the Insured person survives the Policy Term.
This option gives the a lump-sum Sum Assured at the time of death if the insured person + a monthly income for specified term of years will also be paid.
This option gives the a lump-sum Sum Assured at the time of death if the insured person + monthly income will increased every year.
Critical illness Rider, Waiver of Premium Rider, Accidental death Rider, Permanent disability Rider.
Low premium, High cover is offered.
Right protect for family in case of your unfortunate and sudden demise
Term plan is a must buy insurance, If you have people dependent on you and your earnings, you want insurance to give them amount more or less equal to your salary or annual income, even after your death. Taking it while young and healthy is a good idea, because, the younger the age and healthy you are, lower will be the premium. Premium remains same all through the policy term (Service tax may vary).
Spouse and children can be added later as Nominees or beneficiaries in the insurance contract.
The amount of life insurance you need depends on number of dependents on you and your earnings. Cover you are eligible is given as multiples of annual income, higher the income higher the cover you can take.
Take these into consideration while choosing Term insurance