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Health Insurance

Applicant Information

Name
Age
Mobile
Email
City
Annual Income

Health Information

Cover For

Self

Spouse

Daughter

Son

More Members

None

Health Condition

Fit

Illness

Asthma

Heart

Hypertension

Thyroid

None

Renewal

OTP Verification

Send Otp on

Enter OTP received

Final Step

YCalculated premium – suggested insurers

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Types of Health Insurances

Individual mediclaim policy

cover for self, The expense covered under this policy depends on the sum assured.

Family mediclaim policy

cover for self and family members. This is costly than individual as all family members are included. The limit depends on the sum assured

Group / Corporate mediclaim policy

Cover for employees. This cover is provided by employers for employed individuals. Bulk insurance is taken by employer from insurance company.

Critical Illness mediclaim policy

It covers the proposer from the major critical illness diseases which are listed in the policy. At occurrence of critical illness fixed sum assured is given as lumpsum amount.

Benefits of health insurance

Cashless facility or cashless hospitalization.

Pre and Post Hospitalization expenses

Daily Allowance cash while at hospital (Commute, food etc)

Expenses for periodic health checks facility

Cost of medicines, Diagnostic tests and other expenses

Miscellaneous expenses: (dental treatment, expenses incurred on hearing aids, spectacles etc.)

Ambulance charges

No Claim Bonus. This is given as premium reduction or increase in SA at renewal

Tax benefits ( 80 D ) - The premium paid towards health insurance is also eligible for tax benefit under section 80 D of the Income Tax Act

Factors affecting premium

The premium of insurance policy depends on various factors like age and prior medical history. The older the individual the higher will be the premium. Moreover past claim history also affects the premium rates.

Disclaimer: Please note that the information provided is collected from insurers online sources and other publicly available resources & which we believe to be reliable. Thepolicymart doesn't warrant the accuracy, reliability & absoluteness of information provided on the website. Participation by site visitors or registered customers is on a voluntary basis. The policies are offered by various life Insurance & non-life insurance offering companies and thepolicymart.com does not seek to, either directly or indirectly, advise, offer, solicit or recommend that any person who is or proposes to become its member should purchase the Policy.